退休基金會 Fundo de Pensões

Risk Tolerance

This questionnaire has been designed to help members understand what type of investor they are.

Instructions: Please answer all 6 questions below by choosing the most appropriate description for each of them. Then click the “Submit” button to get the grand total, with which you can look up the conclusion in the section Results of the Risk Tolerance Questionnaire.

　

1.

How old are you?

(A) 60 – 65

(B) 40 – 59

(C) 20 – 39

All question should be answered

2.

How long before you retire?

(A) Less than 5 years

(B) 5 – 15 years

(C) 16 – 30 years

All question should be answered

3.

Which of the following best describes your investment approach?

(A) Unwilling to bear any loss

(B) Willing to accept up to approximately 10% annual loss in the expectation of obtaining a better return

(C) Willing to accept over 10% annual loss in the expectation of obtaining a higher return

All question should be answered

4.

Do you expect your income to increase over the next 5 years?

(A) No (i.e. retirement or change to part time work)

(B) In line with inflation

(C) Above inflation (i.e. promotion and/or pay rises)

All question should be answered

5.

What level of additional personal savings (shares, investment funds, and property) do you expect to have on retirement?

(A) Minimal (less than 1 year’s annual salary)

(B) Some (1 to 5 years’ annual salary)

(C) Significant (over 5 years’ annual salary)

All question should be answered

6.

How would you best describe your annual financial commitments (excluding day to day living costs, but including items such as school fees, housing loans etc.) in the first 5 years of retirement?

(A) Significant (more than 50% of 1 year’s annual salary)

(B) Some (25% to 50% of 1 year’s annual salary)

(C) Minimal (less than 25% of 1 year’s annual salary)

All question should be answered

Home | Contact us

For more information, please visit the desktop version.